Banking & Finance Year Book (2025) by Indian Institute of Banking & Finance

In the rapidly shifting world of Banking, Financial Services, and Insurance (BFSI), staying abreast of regulatory developments, technological advancements, and market innovations is no longer optional—it is paramount. Recognising this critical need, the Indian Institute of Banking & Finance (IIBF) presents the IIBF Year Book | 2025, a meticulously curated compendium that serves as both a timely reference and a practical resource.

Building on the rich legacy of the IIBF, this publication represents the Institute's unwavering commitment to delivering authoritative and comprehensive knowledge solutions. As the BFSI sector evolves at an unprecedented pace, financial professionals are tasked with continually updating their understanding of the multifaceted regulatory framework. These regulations are the bedrock upon which trust in the financial system is built, providing security, fostering innovation, and promoting economic growth.

Seamlessly transitioning from this foundation, the Year Book captures and elucidates all the major regulatory changes and reforms promulgated during the year. It discusses critical themes such as credit, retail banking, digital banking, information technology, international banking, treasury and risk management, compliance, rural banking, co-operative banks, NBFCs, differentiated banks, and sustainable finance. By offering granular insights into these areas, the Year Book equips readers with the tools and understanding necessary to effectively navigate the regulatory landscape and integrate new guidelines into daily operations.

Beyond regulatory developments, the IIBF Year Book | 2025 also features sections on legal changes, economic shifts, emerging trends, and significant speeches or perspectives that have shaped the BFSI sector. A carefully curated 'Knowledge Series' and 'Financial Snippets' further enhance the learning experience, while the comprehensive glossary simplifies complex banking and finance terminology. These elements make the Year Book a convenient one-stop source of contemporary domain knowledge and insights, particularly beneficial for:

• Banking and Finance Professionals keen on staying current with policy reforms and operational best practices
• Officers Preparing for Promotions or Interviews who require an accessible yet thorough reference to ace their assessments
• Academics and Researchers aiming to develop deeper insights into the evolving BFSI landscape

The Present Publication is the 4^th Edition | 2025, published exclusively by Taxmann, with the following noteworthy features:

• [Comprehensive Coverage] It collates essential updates on regulations, legal frameworks, and economic shifts, ensuring that readers stay abreast of critical developments in credit, retail banking, digital finance, risk management, and more
• [Practical Analysis] Beyond listing directives, the Year Book explains how these changes shape the day-to-day operations of banks, NBFCs, co-operative banks, and other financial institutions
• [Authoritative Source] Backed by IIBF's nearly century-long legacy of supporting the Indian banking industry, this publication underscores the Institute's expertise and steadfast commitment to enhancing professional excellence

The coverage of this book includes:

• Regulatory Changes
  • Credit – Evolving norms for lending, risk assessment, and credit monitoring
  • Retail Banking – Customer-centric initiatives, consumer protection guidelines, and new product offerings
  • Digital Banking/IT – Technological advancements, cybersecurity measures, and emerging fintech models
  • International Banking – Insights into global financial trends, cross-border transactions, and international compliance requirements
  • Treasury & Risk Management – Strategies for market and liquidity risk, plus frameworks for asset–liability management
  • Compliance – Up-to-date directives, best practices, and guidelines from key regulatory authorities
  • Rural Banking, Co-operative Banks, NBFCs & Differentiated Banks – Inclusive banking initiatives, niche banking models, and their regulatory nuances
  • Sustainable Finance – Green initiatives, ESG (Environmental, Social, and Governance) mandates, and the growing impact of responsible banking
• Legal Changes
  • Updates on amendments to banking laws, financial acts, and guidelines that influence institutional operations
• Economic Changes
  • Examination of macroeconomic factors, policy shifts, and their ramifications on the BFSI domain
• Other Developments in the BFSI Sector
  • Recent innovations, market responses, and notable sectoral trends shaping the future of finance
• Important Speeches/Perspectives
  • Highlights of influential talks and thought leadership pieces that reflect the pulse of the industry
• Trends in the Banking Sector | A Snapshot
  • Concise overviews of key data, metrics, and emerging paradigms in retail, corporate, and investment banking
• Knowledge Series & Financial Snippets
  • Curated articles, case studies, and quick insights that add practical depth to the foundational knowledge
• Glossary of Banking and Finance Terms
  • A ready reference to decode industry-specific jargon and facilitate clear comprehension of complex concepts